The foreclosure had been handled for the bank by the Law Offices of David J. Stern. In March 2011, the firm said it would end its role in 100,000 foreclosure cases.
Florida's attorney general was investigating it, and two other firms, over alleged fraudulent documents and inflated fees. The firm later shut down.
Allen called the Nyerges case symbolic of the whole foreclosure crisis.
It had started with a simple purchase: $165,000, paid in cash. The house had been theirs, free and clear, all along.



